Valora Planner - Terms of Service

Terms of Service

Welcome to Valora Planner! Before using our website or purchasing the Valora Planner, please carefully read the following Terms of Service.

Effective May 22, 2024.

1. Acceptance of Terms

By accessing the valoraplanner.com site and using our services, you agree to comply with these Terms of Service. If you do not agree with any part of these terms, please do not use our services.

2. Services Offered

Valora Planner, owned by Wookye Tecnologia, offers a Excel Planner designed to help manage personal finances. All rights to the content and design of the spreadsheet are reserved.

3. Use of Service

You agree to use the service only for lawful purposes and in accordance with these Terms of Service. It is prohibited to distribute, modify, transmit, or use the content of the website or the spreadsheet for commercial purposes without prior authorization.

4. Payments and Refunds

All purchases are processed securely. Due to the nature of digital products, there are no shipping costs. We offer a refund within 30 days of purchase if you are not fully satisfied. For refund requests or questions, please contact us at info@valoraplanner.com.

5. Return Policy

Due to the digital nature of our product, there are no physical returns or shipping costs. We offer a 30-day refund policy if you are unsatisfied with the product. To initiate a refund, please contact us at info@valoraplanner.com. Refund requests made beyond 7 days from the purchase date will not be honored.

6. Intellectual Property

All intellectual property rights related to the valoraplanner.com site and the Valora Planner belong to Wookye Tecnologia. You may not use any content from the site or the planner without express permission.

7. Limitation of Liability

Wookye Tecnologia is not responsible for any direct or indirect damage resulting from the use or inability to use our service. The Valora Planner is provided "as is" without any warranties.

Please understand that while every care has been taken to ensure the accuracy of the data in this product, Valora Planner and Wookye Tecnologia are not responsible or liable for any specific tax or legal liabilities or advice. We suggest you conduct your own research on such matters and, if needed, contact a licensed professional before making any financial decisions. Under no circumstances will Valora Planner and Wookye Tecnologia be held responsible for any costs, losses, damages, or injuries (direct or indirect) that result from the use of this spreadsheet.

8. Legal Compliance

We comply with the General Data Protection Law (LGPD) in Brazil, the General Data Protection Regulation (GDPR) in the European Union, the California Consumer Privacy Act (CCPA) in the United States, and other relevant data protection legislation.

9. Changes to the Terms of Service

We may change these Terms of Service at any time. Changes will be posted on this page with the updated revision date. Continued use of the service after any changes constitutes your acceptance of the new terms.

Contact

If you have any questions about these Terms of Service, please contact us at info@valoraplanner.com